If your clients are concerned about outliving their income, becoming chronically ill or dying unexpectedly, you don’t want to miss this short session. This exclusive webinar, presented by Levi Robinson of American General will show you how to turn your term sales into permanent UL sales, delivering unmatched value to clients and growing your annual revenue.
Click here for PDF with embedded links to attend the webinar and to add to your calendar!
Meeting Access Code: 9136363#
In a recent conversation with an Account Manager at well-know website domain provider (that rhymes with YoCaddy), I learned how much employees are under-educated and more importantly under-insured when it comes to Life Insurance.
After fixing my problem, the guy on the other end of the phone asked what I did and he proceeded to tell me how much Life Insurance he had on himself. He told me, "I have 2 times my salary and $250,000 of Term, giving me $350,000 of coverage"
Problem: If he died tomorrow and his family needed to replace his income, they would be broke in 10 years! This does not count paying off the house, college education or weddings for his 2 little princesses.
Solution: He needs more Life Insurance! Now, he may be able to get 5 times his salary at work. But, $500,000 will still not be enough to cover income replacement or his other financial obligations. Due to the low interest rates, the rule of thumb will be 15 to 20 times salary and Term Life is an affordable way to fill the void.
You can get quotes for your clients by clicking here or use this worksheet to come up with the amount that fits their needs.
Whether they are called Mom or Mr. Mom, when a couple decides to take a spouse out of the workforce it does not mean that they are protected from all hazards or shielded from illness.
What would that couple do if he or she could not take care of the kids? Would they have to pay someone? If the other spouse has to work, how are they going to take time off if they are the sole bread winner?
Solution: A CASH benefit Long-Term Care Insurance plan. For $600 to $1500 a year, the stay-at-home spouse could have coverage in case of accident or illness. Since the plan pays out cash, the spouse could take off time to be with their mate or the extra dollars could be there for a period of grief.
Target Market: Business Owners or Affluent clients who already have Disability coverage.
Build a pipeline for Individual Disability Insurance (IDI) sales by working with CPAs and attorneys. You'll see double the benefits:
1) They are well-suited for IDI solutions.
2) They offer opportunities for client referrals.
Go to these sites to get resources you need:
This website gives you the tools needed to help your clients through the financial storms that many of them will face over their lifetimes. We help you find right solutions using Fixed Annuities, Life Insurance, Disability Income and Long-Term Care Insurance to protect them and their families from financial devastation,
From the website, you can:
- Contract with any carriers we represent (one-time set up)
- Download applications and carrier forms
- Schedule a paramed
- Get underwriting help or pre-screen an applicant
- Get a quick Life Insurance quote
Plus, you'll have the ability to quote Life Insurance from your mobile phone. Call us for instructions on how to make this work on your phone!
The BLOG will replace our weekly newsletters over time to give you carrier updates and sales ideas throughout the year. Please be patient as we transition fully into this new format.
Look in the top left hand corner of each blog post: You can click on Facebook icon to "Like" us on Facebook, which we will use to archive training videos or consumer videos. Or, you can click on e-mail icon, if you have a question or if that post brings a particular client or situation to mind!
Thanks for your continued support,
Barclay and Tim