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Long-Term Care: Disability coverage for the Household Engineer

7/10/2014

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Whether they are called Mom or Mr. Mom, when a couple decides to take a spouse out of the workforce it does not mean that they are protected from all hazards or shielded from illness.

What would that couple do if he or she could not take care of the kids? Would they have to pay someone? If the other spouse has to work, how are they going to take time off if they are the sole bread winner?

Solution: A CASH benefit Long-Term Care Insurance plan. For $600 to $1500 a year, the stay-at-home spouse could have coverage in case of accident or illness. Since the plan pays out cash, the spouse could take off time to be with their mate or the extra dollars could be there for a period of grief.

Target Market: Business Owners or Affluent clients who already have Disability coverage.
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